EnviroPro Insurance Policy

By being a member and taking our certificate training you have access to:

ESA's New EnviroPro Insurance Policy

This policy includes E&O and General Liability Coverages

ESA is exited to announce a new Partnership. ESA and Citadel Insurance Services have worked to develop an Insurance product specifically for the needs of ESA’s trained and certified members. EnviroPro powered by the the InspectorPro Insurance program is an E&O and GL Insurance product available at an exclusive discount to ESA members. If you are currently insured by the InspectorPro Insurance program, please ask your agent about EnviroPro.

With EnviroPro, you'll enjoy the following benefits:
Professional(E&O) and General Liability in one policy
Endorsements are for:
Building/Home Inspections
Energy Audits
Wood Destroying Organism
Mold
Radon
Indoor Air Quality
Environmental Phase I
Lead
Wind Mitigation Inspections
Water Testing
Independant Contractors
Equipment Coverage
Crime/Fidelity Bonds
And others

Claims made coverage
A+ rated carriers
Premiums up to 25% below industry standard

"We are confident enough to say that we have the Inspection Industry’s best coverage. I am excited to work with all of you and believe you will be very satisfied with our service, premiums and coverage." stated Will from Citadel.

The coverage will apply to all inspectors that are certified in each of the IAQ areas. Policy requires training and certification in each area of the IAQ policy as administered by ESA. As you attain new certification, your policy can be endorsed to include that area of coverage. This coverage has specifically been created for the Professional Members of ESA and is available in all 50 States and US Territories. ESA has endorsed this policy exclusively.

Coverage will also depend upon the implementation of all ESA protocols and forms applicable to IAQ procedures. Deviations from these established principles and procedures will jeopardize coverage.
Policy limit options are available from $100,000 to 2,000,000 with deductible options for E&O coverage at $1500, $2500, and $5000. General Liability deductible is $250. Premiums are Revenue based. Revenue in excess of $300,000 will require additional underwriting approval.

A Premium Finance option is available with a minimum down payment of 25% with 9 payments throughout the year or 40% down payment with 2 quarterly payments.